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stablecoins

USD Coin
(USDC)

USD Coin, usually called USDC, is Circle's dollar-linked stablecoin. Circle describes reserves held against its issuance; USDC is not a share in Circle or a central bank digital currency.

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Questions20
Guide sections6
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What is USD Coin?

USD Coin, usually called USDC, is Circle's dollar-linked stablecoin. Circle describes reserves held against its issuance; USDC is not a share in Circle or a central bank digital currency.

Native USDC and a third-party bridged token such as USDC.e can have different issuers and redemption arrangements. Check the network and official contract, not just the logo.

Sources 2
Answer sources checked

20 answers source-reviewed with Codex assistance. Reviewed . This review covers the answers, not exchange listings or the rest of the page.

How does USD Coin work?

USDC is issued and redeemed by Circle, while transfers are recorded on its supported blockchains. Issuance increases token supply; redemption removes tokens from circulation.

The blockchain validates transfers, but it does not independently guarantee the issuer's reserves or your access to redemption. Those are separate parts of the arrangement.

Sources 2

Who created USD Coin?

Circle and the CENTRE consortium introduced USDC in 2018, according to Circle's original launch announcement. Circle's current documentation identifies its issuing entities and applicable terms.

An exchange distributing USDC is not necessarily its issuer, and a token using a similar name is not evidence of a Circle relationship.

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What is USD Coin used for?

USDC is used to move dollar-denominated value through compatible wallets, payment services and trading venues. Circle describes payment and settlement uses, rather than price appreciation as its purpose.

A merchant must accept your specific USDC network. Sending a token also differs from paying dollars into a bank account.

Source 1

Where can you buy USD Coin?

Circle directs everyday users to exchanges, wallets and other distribution services for USDC. Its institutional Circle Mint service is not a general retail exchange.

Confirm your provider supports purchases and withdrawals for your account, then compare the exact USDC network with Circle's contract directory. A CoinBBank reference guide alone does not establish a current listing.

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USD Coin exchange reference guides

Before you buy
Public catalogue observations with provider asset-name checks. These do not establish account access, current order execution or withdrawal-network support.
ExchangeObserved pairsCatalogue statusChecked (UTC)Checklist
CoinbaseUSDC-AUD, USDC-BRL, USDC-CAD + moreCoinbase Exchange public spot catalogue, not Coinbase Advanced or retail account eligibility Reported open Check route
BinanceUSDCARS, USDCBNB, USDCBRL + moreBinance.com global public spot catalogue; not Binance.US or regional/account access Reported open Check route
KrakenUSDCAUD, USDCCAD, USDCCHF + moreKraken international public currency spot pairs plus Support full names and public canonical-to-altname metadata; not regional, retail, funding or account eligibility. Reported open Check route
OKXUSDC-AUD, USDC-BRL, USDC-EUR + moreOKX public SPOT instruments joined to the first thirty-eight global ALL market pages plus three existing category pages. Only explicit SPOT rows with matching API trade ID and base symbol supply names; stocks, swaps and unknown products are excluded. Bounded identity coverage, not regional/account, funding, contract or withdrawal eligibility. Reported open Check route
GeminiUSDCUSDGemini public details for 47 explicitly spot/vanilla USD instruments only, plus the published en-us Support article's exact asset names and codes. Bounded subset, NOT a complete spot catalogue. Article regional/entity restrictions remain applicable; retail, account, funding, withdrawals and token contracts are not verified. No aliases or derivative inference. Reported open Check route
BybitUSDCBRL, USDCEUR, USDCUSD1 + moreBybit global public crypto SPOT instruments with empty symbolType only, joined to the provider-declared CoinGecko ID mapping and exact symbol/full name on its English price page. Price-page coverage is bounded; unmatched identities stay unknown. Not regional, account, funding, contract or withdrawal eligibility. Reported open Check route
KuCoinUSDC-EUR, USDC-USDTKuCoin global public spot symbols and asset names, not account or withdrawal eligibility Reported open Check route
Gate.ioUSDC_USD1, USDC_USDTGate global normal spot currency-pair catalogue and embedded full names from api.gateio.ws; premarket excluded; not Gate.US/EU/Dubai, account, region or funding eligibility Reported open Check route
Bitstampusdceur, usdcusd, usdcusdtBitstamp public spot market and currency catalogue, not account eligibility Reported open Check route
Binance.USUSDCBUSD, USDCUSD, USDCUSD4 + moreBinance.US public spot exchangeInfo plus its own price-page JSON-LD full names and ticker identifiers; not Binance.com, One Click Buy, state, funding or account eligibility. Reported open Check route
MEXCUSDCBRL, USDCEUR, USDCUSDF + moreMEXC public spot exchange information; API permission is separate from catalogue membership and account access Reported open Check route
PhemexsUSDCUSDTPhemex public product and currency-name catalogue; only explicitly spot-typed products considered Reported open Check route
BitgetUSDCEUR, USDCUSD, USDCUSDTBitget classic public spot catalogue joined to literal names/symbols from the first ten English price-table pages, each bound to its canonical and successful page-specific hydration query. Bounded name coverage, not all price pages or regional/account, contract, funding or withdrawal eligibility. Price presence alone is not a listing. Reported open Check route
HTXusdchusd, usdcusdtHTX global public spot symbols plus complete currency full-name settings; explicitly tagged ETPs excluded; API status is not regional/account, retail, contract/network or funding eligibility Reported open Check route
UpbitBTC-USDC, KRW-USDC, USDT-USDCUpbit Korea public spot market list; not Singapore, Indonesia, Thailand or account eligibility Listed; execution unknown Check route
LBankusdc_usdtLBank public spot accuracy catalogue joined to literal names/symbols on the first ten English price tables. Query pages share the root canonical but must bind the exact current-page number and link. Bounded identity coverage; execution status remains unknown. Not account, regional, funding, contract or withdrawal eligibility. Listed; execution unknown Check route
Independent ReserveUSDC/USDIndependent Reserve public USD spot market summaries for every checked valid primary code plus full-name currency configuration; AUD/NZD/SGD, regional entities, leverage and account eligibility not checked; pair order-entry status not supplied Listed; execution unknown Check route

How to buy USD Coin

Plan your purchase

How much USD Coin?

USD Coin reference estimate
Price source
USD per USDC--Fetching a recent market price...CoinGecko
Estimated USDC--No estimate yet

Waiting for a fresh reference price.

Before fees and spread. Rounded display, not network precision or an exchange minimum. This is an estimate, not an exchange order quote.

How can you buy USD Coin safely?

Check that the order buys the intended USDC asset on a network your receiving wallet supports. Circle publishes mainnet identifiers and distinguishes them from testnet tokens, which do not carry the same financial value.

Review the net amount and withdrawal route before paying. A token named USDC in a wallet search is not enough to establish that Circle issued it.

Source 1

Can you buy a fraction of USD Coin?

You can hold and trade fractional USDC where the service supports that order size. The token's accounting precision does not set the exchange's minimum purchase.

Check the final order preview and any withdrawal minimum separately. A small fractional balance may cost disproportionately more to move if the selected chain or service has a significant fee.

Sources 2

How much does it cost to buy USD Coin?

Buying USDC can involve payment, conversion and withdrawal charges even when the advertised token price is close to a dollar. The exchange's final preview, not a general trading-fee headline, determines what your order costs.

If you need self-custody, compare the cost of getting native USDC onto the destination chain as well. A bridge introduces another transaction and another set of conditions.

Sources 2

How much is one USD Coin worth?

USDC targets one US dollar, but check that a quote is for Circle-issued USDC on the intended chain, not a third-party USDC.e representation. Circle's contract directory distinguishes those assets; the shared ticker alone does not establish equivalent issuer backing.

This page's timestamped panel is an indicative market reference, not a purchase or redemption offer. Check the actual asset and net trade amount.

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Is USD Coin a good investment?

USDC is designed to track the dollar, not to appreciate like a growth asset. Circle's terms say holding USDC does not itself entitle you to reserve income.

Risks include loss of the peg, issuer restrictions, custody failure and transfer mistakes. An interest-bearing product adds risks beyond holding USDC. This is not financial advice.

Source 1

Compare two order previews

Compare USDC received

Use USDC credited after buying fees and spread. Extra USD charges must exclude fees already included in the total. Enter 0 only when confirmed.

Order preview amounts

Preview A

Preview B

Which quote delivers more USDC?

Enter your order-preview numbers or use the labeled example. Unknown charges are never treated as zero.

USD Coin wallets & storage

How do you get a USD Coin wallet?

Choose a wallet that supports the blockchain on which you will receive USDC. There is no single USDC-only network: Circle publishes separate token identifiers for its supported chains.

Use the wallet developer's official setup and backup instructions. Adding a token display entry does not convert bridged USDC into Circle-issued native USDC.

Source 1

How can you store USD Coin securely?

Protect the keys or custodian account controlling your USDC, and verify each contract approval before signing. Keep wallet backups private and use official software.

Self-custody does not remove issuer controls: Circle's terms describe circumstances in which addresses can be blocked. Hardware signing protects keys, not the peg, reserves or unrestricted transferability.

Sources 2

Sending & cashing out USD Coin

Match your networks

For USDC, copy the exact network names shown in your apps. This compares your entries, not a verified list of supported networks.

USD Coin sending and receiving networks
Enter both network names

Copy the exact network name shown for this asset in each app. No supported-network catalogue is assumed here.

How do you send USD Coin to another wallet?

Match the recipient's blockchain and USDC identifier before sending. On Ethereum, USDC is a token and ordinary transaction gas is paid in ETH; another network can have a different fee asset.

Moving USDC between chains is not an ordinary same-chain transfer. Circle's CCTP uses a supported burn-and-mint process, which should not be confused with sending to an address on the wrong chain.

Sources 3

How long does a USD Coin transfer take?

USDC transfer time depends on the selected blockchain and the recipient's crediting policy. A transfer recorded on-chain may still await an exchange's processing checks.

Cross-chain USDC transfers have additional stages such as source-chain finality and attestation. Check the transaction ID and route before assuming a delayed deposit is a failed transfer.

Sources 2

How much does it cost to send USD Coin?

There is no universal USDC network fee because USDC runs on multiple chains. An ordinary Ethereum token transfer consumes gas paid in ETH; a custodian can also impose its own withdrawal charge.

Check the signing preview and the receiving network. Having enough USDC for the payment does not necessarily mean you have the gas asset needed to send it.

Sources 2

Can you cash out USD Coin for real money?

You can use an eligible off-ramp or exchange to sell USDC and withdraw supported fiat currency. Verify that it accepts your exact network and permits bank withdrawals for your account.

Circle Mint's direct redemption route has separate eligibility requirements; retail USDC ownership alone does not establish access. Check the terms applicable to your jurisdiction rather than assuming every holder has the same route.

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Is USD Coin traceable?

USDC transfers on public blockchains leave transaction records that can connect addresses and token movements. An address is not necessarily a person's name, but service account records can associate transactions with an identity.

USDC is not a privacy coin. Circle's published terms also describe address-blocking controls, which are separate from blockchain visibility.

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Supply, mining & staking

What is the maximum supply of USD Coin?

USDC does not use a Bitcoin-style fixed issuance ceiling. Circle describes minting when eligible customers provide dollars and burning when they redeem tokens.

Read more

Circulating supply therefore changes with issuance and redemption. Check the dated circulation and reserve information rather than treating a current supply figure as a permanent maximum.

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Can you mine USD Coin?

You cannot mine new USDC through Bitcoin-style proof of work. Circle's issuance process creates the tokens; the host blockchain supplies transaction processing.

Read more

Running a node, validating a host chain or earning a third-party USDC reward is not USDC mining. Avoid services claiming that ordinary computing power creates newly issued Circle dollars.

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Can you stake USD Coin?

USDC has no native validator-staking mechanism that pays holders simply for securing a USDC network. Circle's terms state that the token itself does not generate interest for holders.

Read more

A platform offering USDC yield is providing a separate product, such as lending. Review its custody, withdrawal and loss conditions instead of treating the advertised return as a stablecoin guarantee.

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